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External factors include all but one of the following. Which one?
Premium
Premium often refers to the additional cost above the normal or nominal amount, in contexts such as insurance payments, above-par bond prices, or the price paid for options contracts.
Lookback Options
A type of option which allows the holder to "look back" over the time period of the option to select a price that is most advantageous for exercising their option.
Underlying Asset
Refers to the financial instrument (e.g., stock, bond, commodity) on which a derivative's value is based.
Payoffs
The returns or gains received from an investment or decision, which can vary based on different outcomes or scenarios.
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