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In the stages of change model,a key factor that differentiates the _____ is awareness that a particular behavior is problematic.
Duty to Defend
An obligation, often found in insurance contracts, requiring the insurer to provide legal defense against claims covered by the policy.
Insurer
An entity that provides insurance, offering protection against financial loss in exchange for premiums.
Insured
The insured refers to the individual or entity covered under an insurance policy, receiving protection against specified loss or damage.
Insurance Policy
A contract between an individual or entity and an insurance company to provide financial protection or reimbursement against losses.
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