Given the Following, Calculate the GDS Ratio A) 28%
B) 41%
C) 44%
D) 52%
E) 63

question 17

Multiple Choice

Given the following, calculate the GDS ratio. All income and expense items are annual. $$\begin{array} { | l | r | l | r | } \hline \text { Gross income } & \mathbf { \$ 5 5 , 0 0 0 } & \text { Bank account } & \mathbf { \$ 1 , 0 0 0 } \\\hline \text { Net income } & \$ 38,000 & \text { Property taxes } & \$ 3,600 \\\hline \text { Heating } & \$ 4,800 & \text { Annual car payment } & \$ 4,200 \\\hline \text { Credit card balance } & \$ 2,500 & \text { Car loan balance } & \$ 10,000 \\\hline \text { Student loan payments } & \$ 2,400 & \text { Mortgage payments } & \$ 15,600 \\\hline\end{array}$$

• A) 28%
• B) 41%
• C) 44%
• D) 52%
• E) 63%

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Definitions:

B. F. Skinner

An American psychologist best known for his work in behaviorism and for developing the theory of operant conditioning.

Psychiatrist

A medical doctor specialized in diagnosing, treating, and preventing mental, emotional, and behavioral disorders.

Clinical Psychologists

Professionals in the field of psychology who assess, diagnose, and treat mental illnesses and behavioral disorders.

Psychoanalytic School

A branch of psychology founded by Sigmund Freud that focuses on unconscious processes and childhood experiences in shaping behavior and personality.