Lenders Commonly Use a GDS Ratio of 50% and a TDS

question 80

True/False

Lenders commonly use a GDS ratio of 50% and a TDS ratio of 60% as guidelines to determine the amount you can comfortably afford for housing.

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Definitions:

Appendicular Skeleton

Part of the skeleton that includes the bones of the upper and lower limbs, as well as the girdles (shoulder bones and pelvic bones) that attach them to the axial skeleton.

Axial Skeleton

The part of the skeleton that consists of the bones of the head and trunk, including the skull, spine, ribs, and sternum.

Hyoid

A U-shaped bone in the neck that supports the tongue and provides attachment points for some neck muscles, unique because it does not directly articulate with other bones.

Neck Region

An anatomical area that extends from the base of the head to the shoulders, containing structures such as the cervical vertebrae and various muscles and glands.