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Lines of credit usually charge a variable interest rate, tied to the lender's prime rate.
Night Terrors
A sleep disorder characterized by high arousal and an appearance of being terrified; unlike nightmares, night terrors occur during N3 sleep, within two or three hours of falling asleep, and are seldom remembered.
Sleep Spindles
Bursts of brain activity visible on an EEG that occur during stage 2 of sleep, thought to be related to learning and memory.
Circadian Rhythms
Natural, internal processes that regulate the sleep-wake cycle and repeat roughly every 24 hours.
Delta Waves
Slow brain waves primarily associated with deep sleep and brain healing processes.
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