Bill Is Worried About Being Able to Pay His Premium

question 60

Multiple Choice

Bill is worried about being able to pay his premium if he is totally and permanently disabled before age 60. Which of the following riders should he consider?

• A) Waiver of premium disability benefit
• B) Accidental death benefit
• C) Guaranteed insurability option
• D) Cost-of-living protection
• E) Accelerated benefits

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Definitions:

Beta Amyloid Precursor Protein

A protein involved in the development of Alzheimer's disease, known for its role in the formation of beta-amyloid plaques in the brain.

Nerve Synapses

The junctions between neurons that allow for the transmission of electrical or chemical signals from one neuron to another.

Genetic Predisposition

The increased likelihood of developing a particular disease or trait based on a person's genetic makeup, inherited from their parents.

Contracting Disease

The process of becoming infected with a disease, often through the spread of pathogens from one individual to another.