A Young Employee Is Buying Individual Life Insurance and Is

question 54

Multiple Choice

A young employee is buying individual life insurance and is worried about the impact inflation will have on his life insurance coverage. Which of the following riders should he consider?

• A) Waiver of premium disability benefit
• B) Accidental death benefit
• C) Guaranteed insurability option
• D) Cost-of-living protection
• E) Accelerated benefits

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Definitions:

Skilled Workers

Employees who have acquired specialized skills, knowledge, and abilities to perform specific tasks.

Unskilled Workers

Unskilled workers are individuals who possess no specific training or special skills for the jobs they perform, often involving manual labor.

High-Skilled Workers

Employees with advanced education, experience, and skills, often requiring specialized training or knowledge.

Low-Skilled Workers

Employees possessing minimal or no specialized skills, training, or education, often associated with lower-paying jobs.