Marianne and Roger Are in Good Health and Have Reasonably

question 33

Multiple Choice

Marianne and Roger are in good health and have reasonably secure careers. Each earns $45,000 annually. They own a home with a $125,000 mortgage; they owe $25,000 for their car loans and have $22,000 in student loans. If one should die, they think that funeral expenses would be $12,000. What is their total insurance need using the DINK method?

• A) $12,000
• B) $86,000
• C) $98,000
• D) $172,000
• E) $217,000

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Definitions:

Change Blindness

Failing to notice changes in the environment; a form of inattentional blindness.

Consciousness

The state of being aware of and able to think about one's own existence, sensations, thoughts, surroundings, and experiences.

Dual Processing

The principle that our minds operate on two different levels simultaneously: automatic, unconscious processing and conscious, deliberate processing.

Evolutionary Psychologists

Scientists who study the psychological adaptations of humans to the changing physical and social environment, often focusing on how evolution has shaped the mind and behavior.