Frank, Age 38, Was Killed in a Car Accident

question 29

Multiple Choice

Frank, age 38, was killed in a car accident. Which of the following riders provided an additional benefit for his heirs?

• A) Waiver of premium disability benefit
• B) Accidental death benefit
• C) Guaranteed insurability option
• D) Cost-of-living protection
• E) Accelerated benefits

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Definitions:

Tutor

A person who provides individual guidance or instruction, typically in a specific subject area.

Practical Wisdom

The ability to make the right judgment about what to do in a given situation; often associated with virtues and ethical living.

Aristotle

Ancient Greek philosopher and scientist, a student of Plato and teacher of Alexander the Great, known for his writings on physics, metaphysics, poetry, theater, music, logic, rhetoric, linguistics, politics, government, ethics, biology, and zoology.

Quandary Ethics

A framework for addressing ethical decisions that present a significant conflict of principles or values, leading to uncertainty on the right course of action.