Marianne and Roger Are in Good Health and Have Reasonably

question 33

Multiple Choice

Marianne and Roger are in good health and have reasonably secure careers. Each earns $45,000 annually. They own a home with a $125,000 mortgage; they owe $25,000 for their car loans and have $22,000 in student loans. If one should die, they think that funeral expenses would be $12,000. What is their total insurance need using the DINK method?

• A) $12,000
• B) $86,000
• C) $98,000
• D) $172,000
• E) $217,000

---

Definitions:

Plastic Explosive

A versatile form of explosive material that is moldable and can be shaped to control the direction and force of the explosion.

Moldable

Capable of being shaped or formed; often refers to materials that can be designed into different forms through pressure or heat.

Explosions

Rapid increases in volume and release of energy in an extreme manner, usually with the generation of high temperatures and the release of gases.