Brittany and Brandon Are Both Charged $250 for an Office

question 65

Multiple Choice

Brittany and Brandon are both charged $250 for an office visit to the same specialist. Brittany's reimbursement policy has a deductible of $300. Once she has met the deductible, the policy will cover the full cost of her visits. Brandon's indemnity policy will pay him $150, the maximum amount his plan provides for a visit to any specialist. Which of the following is correct?

• A) Brittany will pay less because the policy will cover up to $300 for her visit.
• B) Brittany will pay more because she must pay the entire bill since she has not met her deductible while Brandon will have part of his bill paid by his policy.
• C) Brandon will pay $150 and his insurance company will pay $100.
• D) Brandon will pay more because Brittany will have the first $300 paid by her policy.
• E) None of these is correct.

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Definitions:

Carolina

Originally a British colony in North America, later split into North Carolina and South Carolina during colonial times.

Hierarchical

Pertaining to a system that ranks people or things above one another in a series of levels or orders.

Linchpin

A critical element, person, or thing that holds something together or is essential to its stability and operation.

Atlantic Trading System

The network of trade routes connecting Europe, Africa, and the Americas from the 16th to the 19th century, facilitating the exchange of goods, people (including slaves), and culture.