A Health Insurance Plan Should Include All of the Following

question 33

Multiple Choice

A health insurance plan should include all of the following "must-haves" except

• A) Offer basic coverage for hospital and doctor bills.
• B) Impose no unreasonable exclusions.
• C) Limit out-of-pocket expenses to no more than $3,000 to $5,000 per year.
• D) Provide at least 120 days' hospital room and board in full.
• E) Provide a lifetime maximum level of coverage of up to $50,000.

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Definitions:

Parasympathetic Nervous System

The division of the autonomic nervous system that brings the heightened bodily responses back to normal following an emergency.

General Adaptation Syndrome

A three-stage response that the body uses to respond to stress, consisting of alarm, resistance, and exhaustion phases.

Resources

Assets, materials, or substances that are available and useful in achieving goals or completing tasks.

Type D Personality

A personality type characterized by negative affectivity and social inhibition, often linked with increased risk for stress-related health problems.