Timothy Was Driving His Friend Nick to Football Practice

question 28

Multiple Choice

Timothy was driving his friend Nick to football practice. While driving, he was hit by a driver who had coverage of 100/300/50. Tim and Nick each suffered some physical injuries. Based on this information, which of the following is correct?

• A) Timothy's injuries would be covered to $100 and property damage would be limited to $300.
• B) Nick's injuries would be covered to $50,000.
• C) Individually, Timothy and Nick's injuries would be covered to $300,000 each.
• D) The total coverage for Timothy and Nick would be $100,000, and the driver who caused the accident would be covered to $50,000.
• E) The policy would provide a maximum of $100,000 for each person who was injured, and no more than $300,000 for total injuries of all parties in the accident.

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Definitions:

Social Solidarity

The sense of unity and mutual support within a society, which binds individuals together and facilitates cooperation.

Strangers

Individuals who are unknown or unfamiliar to one another, often highlighting the potential for neither positive nor negative expectations in initial interactions.

Critical Distance

The ability to analyze and assess a subject or situation objectively without bias.

Functional Autonomy

The concept that behaviors can become detached from their original motives and gain new ones; often discussed in psychology and behaviorism.