Patrick Has an Old Car and Wants to Keep His

question 83

Multiple Choice

Patrick has an old car and wants to keep his insurance costs down, but he wants coverage in case he damages the property of others, including street signs and telephone poles. In order to minimize the financial impact of an accident he may cause, he should, at a minimum, carry which type of insurance?

• A) Property damage liability coverage.
• B) Collision coverage.
• C) Comprehensive physical damage coverage.
• D) Bodily injury liability coverage.
• E) Medical payments coverage.

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Definitions:

Biological Factors

Natural physiological and genetic influences on human behavior and health.

Occupational Functioning

This refers to the capability of an individual to perform job-related tasks and handle work responsibilities effectively.

Maladaptive

Behavior or thinking that is counterproductive or interferes with everyday living and personal growth.

Deviant

Behavior or actions that deviate from the societal norm, often viewed as unconventional or unacceptable.