A Credit File Can Include Your Spouse's Name and Social

question 70

True/False

A credit file can include your spouse's name and Social Security number.

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Definitions:

Operation Of Law

A legal change that occurs automatically due to existing laws, without the need for an action by a court or party.

Joint Tenants

Co-owners of property who have equal rights to the whole property and a right of survivorship, meaning if one owner dies, the remaining owner(s) inherit the deceased's share directly.

Right Of Survivorship

A feature of some types of co-ownership of property causing a co-owner’s interest in property to be transferred on his death immediately and by operation of law to his surviving co-owner(s). See also tenancy by the entirety and joint tenancy.

Tenancy In Common

A form of co-ownership of property that is freely disposable both during life and at death, and in which the co-owners have undivided interests in the property and equal rights to possess the property.