When Evaluating Your Credit Application, a Lender May NOT

question 74

Multiple Choice

When evaluating your credit application, a lender may NOT

• A) Ask your date of birth.
• B) Deny you credit if you receive public assistance.
• C) Request a list of the ages of your dependents.
• D) Inquire if you ever received credit before from that lender.
• E) Ask your marital status

Learn about the interactions between market efficiency, capital budgeting, and the cost of capital, and how these elements influence a firm's financial strategy.

Understand the concepts of different market structures including pure monopoly, monopolistic competition, and pure competition.

Comprehend the causes and effects of shifts in demand and supply curves.

Identify the factors affecting the supply curve, including natural forces and price controls.

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Definitions:

Dividend Growth

The rate at which a company's dividend payments increase over time, often seen as a sign of the company's financial health and growth prospects.

Investors Want

refers to the goals or returns that individuals or institutions seek when investing their capital, such as income, safety, or growth.

EPS Growth Rate

The annual rate of growth of a company's earnings per share (EPS), indicating how the company's profitability is increasing over time.

NPVGO

Net Present Value of Growth Opportunities; an estimate of the value that future investments are expected to generate.