According to the Fair Credit Billing Act, If a Creditor

question 59

Multiple Choice

According to the Fair Credit Billing Act, if a creditor fails to follow the rules that apply to correcting any billing errors, you have the right to sue for

• A) Actual damages.
• B) Actual damages plus twice the amount of any finance charges.
• C) Punitive damages
• D) Three times the actual damages.
• E) Finance charges only

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Definitions:

Equal Employment Opportunity

Laws and policies that prohibit discrimination against employees or job applicants based on race, color, religion, sex, national origin, age, disability, or genetic information.

Antidiscrimination Laws

Regulations designed to prevent discrimination against individuals based on their race, color, religion, sex, national origin, age, disability, or genetic information.

Defined-Benefit Plans

A type of pension plan where the benefits that an employee will receive upon retirement are calculated based on factors like salary history and duration of employment.

Nondiscrimination Rules

Regulations designed to prevent unfair treatment or bias in the workplace based on race, gender, age, disability, or other protected characteristics.