Wilma Has a $25,000 Certificate of Deposit (CD) at the Local

question 38

Multiple Choice

Wilma has a $25,000 certificate of deposit (CD) at the local bank. The interest on this certificate, $1,000, was credited to her account this year but she must pay an early withdrawal penalty if she cashes in the CD before next year. Which of the following is a true statement?

• A) Wilma must include the $1,000 of interest in her income this year.
• B) Wilma must include the $1,000 of interest in her income when she cashes the CD.
• C) Wilma must include the $1,000 of interest in her income this year only if the bank waives the early withdrawal penalty.
• D) Wilma must include the $1,000 of interest in her income next year if she does not pay the early withdrawal penalty.
• E) All of these

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Definitions:

Stimulus Generalization

The tendency for the conditioned response to be evoked by stimuli that are similar to the stimulus that was originally associated with the response.

Response Generalization

A type of generalization that occurs when behaviors change that were not specifically targeted in the original intervention program. These behaviors are usually members of the same response class as the one targeted for intervention but have not received the intervention.

Differential Reinforcement

A technique used in behavior modification that reinforces certain behaviors while not reinforcing others, or reinforcing them differently.

Stimulus Generalization

The phenomenon where a response to a specific stimulus becomes associated with similar stimuli, leading to a similar response even in the absence of the original stimulus.