Don Is 68 Years Old and Would Like to Work

question 25

Multiple Choice

Don is 68 years old and would like to work part time during his retirement.All of his applications have been turned down,however,even though Don has many years of experience and an excellent work record and is appropriate for the job.Don may be experiencing:

• A)ageism.
• B)disengagement.
• C)generational inequity.
• D)eldercare discrimination.

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Definitions:

Whole-Life Insurance

Life insurance that provides protection for the entire life of the insured person.

Cash-Surrender Value

The amount an insurance policyholder receives upon cancellation of a contract before its maturity or an insured event occurs.

Moral Hazard

The situation in which one party is more likely to take risks because another party bears the cost of those risks.

Deductibles

The amount an insured person is required to pay out of pocket before an insurance company covers any expenses.