You Recently Watched an Infomercial at an Internet Website in Which

question 32

Multiple Choice

You recently watched an infomercial at an Internet website in which an actor promoted a new weight loss product. The actor stated that you'll lose weight almost instantly by consuming the product, because it contains a secret herbal formula that's both safe and effective. The promoter also said that you can continue to eat all of your usual foods and still lose weight, while taking the herbal formula. You're concerned that people might waste their money on this product. Which agency should you contact to file a complaint about the website?

• A) National Organization Against Health Fraud
• B) Consumer Protection Alliance
• C) Department of Human Resources
• D) Federal Trade Commission

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Definitions:

Indorser

An individual or entity that signs on the back of a negotiable instrument, thereby transferring ownership or guaranteeing payment to another party.

Beneficial Interest

The right to receive benefits on assets held by another party, such as income from a trust.

Holder In Due Course

A person who is a holder of a negotiable instrument who took the instrument for value, in good faith, without notice that it is overdue or has been dishonored or that there is any uncured default with respect to payment of another instrument issued as part of the same series, without notice that the instrument contains an unauthorized signature or has been altered, without notice of any claim of a property or possessory interest in it, and without notice that any party has any defense against it or claim in recoupment to it.

Loan Servicer

A company that manages a loan and performs tasks such as collecting payments from borrowers on behalf of the loan's owner.