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Nontariff barriers are:
Certified Financial Advisor
A professional who has obtained certification and is qualified to provide financial planning and advice to clients.
Fiduciary Duty
A legal obligation of one party to act solely in the interest of another party. For example, corporate directors have a fiduciary duty to act in the best interests of their shareholders.
Malpractice
The failure of a professional to provide services with the skill and care that is ordinarily provided by competent professionals, leading to harm or loss.
Third Party
In contract law, a person who may, in some way, be affected by a contract but who is not one of the contracting parties. Also called outside party.
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