Answer the question on the basis of the following table for a commercial bank or thrift: 
Refer to row 3 in the table.The number appropriate for space Y is:
Definitions:
Treatment Group
A collection of individuals receiving specific interventions or therapies aimed at addressing health or behavioral conditions.
Positive Feedback
A process where the output of a system amplifies the input or encourages a behavior, often leading to growth or reinforcement in a positive direction.
Critical Feedback
Constructive comments or assessments aimed at helping individuals improve their performance or work.
Open
Characterized by an absence of restrictions, barriers, or limitations, allowing for free and broad participation or access.
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