Employers Use Have Sought to Reduce Their Costs by Shifting

question 45

Multiple Choice

Employers use have sought to reduce their costs by shifting some health care costs to employees. Which of the following represent increase costs now paid by employees?

• A) Increased copays for drugs
• B) Increased deductibles
• C) Increased premium contribution
• D) Increased out-of pocket expenses
• E) all of the above

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Definitions:

Depreciation

The process of allocating the cost of a tangible asset over its useful life, reflecting the decrease in value over time.

Capital Stock

The total value of all physical assets owned by a company that are used in producing goods and services.

Interest Rate

The percentage charged or paid for the use of money, typically expressed as an annual rate on loans or earned on deposits.

Investing

Allocating fiscal resources with the foresight of making an income or profit.