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One of the Main Differences Between Residential Mortgage Loans and Permanent

question 20

Multiple Choice

One of the main differences between residential mortgage loans and permanent financing of commercial real estate lies in the allocation of liability in the case of default. In commercial real estate, a "bankruptcy remote" special-purpose entity is created that shields the actual borrower from personal liability. When a lender cannot lay claim to the personal assets of the defaulted borrower, this type of loan is commonly referred to as a:

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Definitions:

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Refers to the specific traits and statistical data that describe a population or individual, such as age, gender, income, and education level.

Nonmaleficence

The belief that counselors should not cause any harm to their clients.

Counselors

Professionals trained to provide guidance and support in personal, social, educational, or psychological matters.

ACA Code

The ethical guidelines and standards of conduct set forth by the American Counseling Association for its members.