Loan Assignments Make Up More Than 90 Percent of the U.S.domestic

question 56

Multiple Choice

Loan assignments make up more than 90 percent of the U.S.domestic loan sale market because

• A)they have lower capital requirements than other types of loan sales.
• B)they are riskier than are other types of loan sales.
• C)monitoring costs are reduced since all rights are transferred upon sale.
• D)regulators prefer these transactions to loan participations.
• E)there is no secondary market in loan participations.

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Definitions:

Collapse Structures

Geological features that form when the ground above a cavity or void in the Earth's crust falls in or collapses, often leading to sinkholes or cenotes.

Landslides

The movement of a mass of rock, earth, or debris down a slope due to gravity.

P-S Intervals

The time difference between the arrival of primary (P) and secondary (S) waves on a seismogram, used to determine the distance to an earthquake source.

Seismic Stations

Facilities equipped to detect, record, and measure seismic waves and activity, contributing to the monitoring and understanding of earthquakes.