Which of the Following Is a Reason for an FI

question 30

Multiple Choice

Which of the following is a reason for an FI to sell a residential real estate loan rather than securitize it through GNMA?

• A)The loan is too large to meet securitization standards.
• B)The loan is not insured by FHA or guaranteed by the VA.
• C)The loan recipient's income cannot be verified.
• D)The loan carries a non-standard adjustable interest rate.
• E)All of the abovE.

---

Definitions:

Tertiary Circular Reaction

A stage in Piaget's theory of cognitive development where infants explore their environment and learn through trial and error with repeated actions.

Object Permanence

The understanding that objects continue to exist even when they cannot be seen, heard, or touched, typically developed during infancy.

Variability Scheme

In psychology or research, it refers to a conceptual framework for understanding how variations or differences in data are structured or categorized.

HOME

Typically refers to the physical place where one lives, but can also imply a sense of belonging or familial comfort.