Critics of the Current FDIC Insurance Programs Often Argue That

question 114

True/False

Critics of the current FDIC insurance programs often argue that only uninsured depositors have any incentive to discipline riskier banks.

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Definitions:

Akers

Refers to Ronald L. Akers, a criminologist known for his work in social learning theory, which explains how people learn to engage in crime.

Social Learning

The process of acquiring behaviors and norms through observing and imitating others within a social context.

Stigmatized

This term describes individuals or groups that are labeled by society as being undesirable or discredited, often leading to discrimination and exclusion.

Ostracized

Excluded from a group or society with general consent, often as a form of social punishment.