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In exchange for the loss of some present value of the interest and principal on a loan after a rescheduling, the lender avoids the permanent loss that would result from a default.
Demonstrative Pronouns
Words that replace nouns to indicate specific things or people, especially in relation to distance from the speaker (e.g., this, that, these, those).
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Words used to identify any of a class of people, places, or things, or to name a particular one of these.
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