Which of the Following Is a Benefit to the Lender

question 86

Multiple Choice

Which of the following is a benefit to the lender in a loan rescheduling?

• A)The FI may become locked into a particular loan portfolio structure.
• B)Rescheduling may close the market for future loans.
• C)Rescheduling may create interruptions in the flow of international trade since letters of credit may be more difficult to acquire.
• D)Rescheduling may lower the present value of future payments in hard currencies.
• E)The FI may receive additional fees, collateral, and option features on the loan.

Differentiate between the duties and obligations of agents towards their principals.

Identify factors that affect the termination of an agent's authority and the subsequent impacts.

Understand the process and requirements for ratification of an agent's contracts.

Grasp the legal positions of principals, agents, and third parties within the scope of agency law.

---

Definitions:

Social Environment

The immediate physical and social setting in which people live or in which something happens or develops, including the cultural, economic, political, and social conditions that influence people's lives.

Information Processing Theory

A theory in psychology that likens the human mind to a computer, focusing on how people process stimuli that they encounter, including how they attend to, perceive, remember, and retrieve information.

Piaget

A Swiss psychologist famed for his theories of cognitive development in children, identifying stages of mental growth from infancy to adolescence.

Longitudinal Research Design

A research methodology that studies the same subjects over a period of time, potentially revealing development or changes.