In Making Credit Decisions, Which of the Following Items Is

question 77

Multiple Choice

In making credit decisions, which of the following items is considered a market-specific factor?

• A)Whether the borrower's capital structure is beyond the point where additional debt increases the probability of loss of principal or interest.
• B)Whether the relative level of interest rates will encourage the borrower to take excessive risks.
• C)Whether property can be pledged as collateral.
• D)Whether the volatility of earnings could present a period where the periodic payment of interest and principal would be at risk.
• E)Whether the record of the borrower is sufficient to create an implicit contract.

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Definitions:

Muscle Endurance

The ability of a muscle or group of muscles to perform repetitive contractions over a period of time without becoming exhausted.

Decreased Muscle Endurance

A reduction in the ability of a muscle to perform repeated contractions over a period of time without getting fatigued.

Activities Of Daily Living

Basic personal care tasks, including bathing, dressing, eating, and mobility, essential for everyday living.

Muscle Atrophy

The wasting or loss of muscle tissue due to a lack of physical activity or underlying health condition.