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What is the bank's net interest income in dollars in year 3, after it refinances all of its liabilities at a rate of 6.0 percent?
Self-Awareness
The conscious knowledge of one's own character, feelings, motives, and desires, which can influence various psychological states and behaviors.
Ingroup Bias
The tendency to favor one's own group, including its members or interests, over those of outsiders or competing groups.
Social Loafing
The phenomenon where individuals exert less effort when working collectively in a group than when working individually.
Social Facilitation
The phenomenon where an individual's performance is enhanced when they are in the presence of others.
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