Which of the Following Might Lead a Consumer to Seek

question 30

Multiple Choice

Which of the following might lead a consumer to seek a loan from a subprime lender?

• A)Inability to document their income.
• B)Have previously filed for bankruptcy.
• C)Has never had a loan before.
• D)Lack of savings for a down payment.
• E)All of the above.

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Definitions:

Main Effects

The direct impact of independent variables on dependent variables in factorial research, not accounting for interactions between variables.

Interaction Effects

In statistical models, the combined effect of two or more independent variables on a dependent variable that is different from their individual effects.

Factorial Research

A type of experimental research design that involves multiple independent variables and examines their main effects as well as the interaction effects between them.