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Excess Reserves
The reserves that banks hold over and above the legal requirement set by the central bank, available to lend or invest.
Income-producing Assets
Assets that generate revenue over time, such as rental properties, stocks, or bonds.
Banking Regulators
Agencies or bodies responsible for overseeing banks and ensuring the stability, safety, and compliance of the banking sector.
Federal Funds Market
A financial market that allows banks to borrow or lend excess reserves to one another, typically overnight, at an interest rate called the federal funds rate.
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