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Skin accounts for nearly 15% of the weight of an average human.
Net Borrower
An entity, such as a government or a business, that borrows more money than it lends, resulting in a net outflow of funds.
Interest Rate
The part of a loan that incurs interest for the borrower, generally expressed as an annual percentage of the outstanding loan.
Net Saver
An individual or institution that saves more resources or funds than they spend or consume.
Present Value
The current worth of a future sum of money or stream of cash flows, given a specified rate of return.
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