Imagine you are interested in researching the relationship between job experience and income among early-career working professionals.You take a random sample of 32 professionals from the nearest city,and you ask them to report their annual income and submit a resumé outlining their professional experience.You later calculate their years of experience from their resumés.You compute the following information: 
What is the observed t-value for testing the null hypothesis?
Definitions:
Stop-Payment Order
An order by a bank customer to his or her bank not to pay or certify a certain check.
Subsequent Checks
Checks issued or actions taken following the initial or primary ones, typically as part of a series or sequence.
Drawer's Account
Refers to the bank account from which a check is drawn or payable.
Negotiable Instrument
A written document guaranteeing the payment of a specific amount of money, either on demand or at a set time, with the payee's name printed on the document.
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