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Most, if not all, highly addictive substances have one property in common:
Default Risk
The risk that a borrower fails to make the promised payments on their debt obligations.
Organizational Reliance
The dependence of a business on certain key factors such as technologies, processes, leadership, or external relationships that can significantly impact its operations and success.
Covenant Provisions
Conditions set by lenders in a loan or bond agreement that the borrower must abide by, aimed at protecting the lender's interests.
Credit Risks
This is the risk that a borrower will default on any type of debt by failing to make required payments, impacting lenders and investors.
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