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In testing the significance of a multiple regression model with three independent variables,the null hypothesis is .
Commercial Banks
Banks that provide a wide range of services to businesses and consumers including loans, checking accounts, and savings options.
Commercial Bank Loans
are loans that businesses and individuals can obtain from a commercial bank to finance various needs, such as business expansion or personal expenses.
Short-Term Financing
Refers to borrowing funds for a period of less than one year to meet immediate financial requirements.
Spontaneous Financing
Financing that naturally increases as a firm's operating levels increase, typically through trade credits and accruals.
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