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Unauthorized signatures on a document, crafted to deceive or commit a fraud by impersonating another individual.
Uniform Commercial Code Article 3
A section of the Uniform Commercial Code that governs negotiable instruments, such as checks and promissory notes.
UCC Article 4
A portion of the Uniform Commercial Code that governs bank deposits and collections.
Negotiable Instrument
An official paper that commits to paying a designated sum, either immediately upon request or at a predetermined date, clearly identifying the individual who will make the payment.
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