A Consumer Has the Right to Claim an Expedited Credit

question 14

Multiple Choice

A consumer has the right to claim an expedited credit if the customer asserts in good faith that the:

• A)bank charged the consumer's account for a substitute check that was not given to the consumer.
• B)check was not properly charged to the consumer's account.
• C)consumer did not suffer a resulting loss.
• D)production of another substitute check is necessary to determine the validity of any claim.

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Definitions:

Maturation Effects

changes in behavior or performance that result from natural growth or development, rather than from learning, training, or experience.

Personality Traits

Enduring characteristics that describe an individual's behavior, such as openness, conscientiousness, extraversion, agreeableness, and neuroticism.

Grasping Reflex

An involuntary movement seen in infants, where they will tightly hold objects placed in their hands.

Avoidantly Attached

Describes an attachment style where individuals tend to maintain emotional distance and independence in relationships.