One Method of Reducing the Moral Hazard Problem in Healthcare

question 71

Multiple Choice

One method of reducing the moral hazard problem in healthcare insurance would be to allow insurance companies to

• A) increase the cost for coverage.
• B) agree to cover preventive care completely.
• C) increase the number of doctors eligible for payment.
• D) limit the number of new customers.
• E) require a medical exam before offering coverage.

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Definitions:

Alcoholics Anonymous

A self-help organization designed to assist individuals in recovering from alcoholism through a 12-step program and peer support.

Alcohol Use Disorder

A condition where individuals are unable to manage or cease their drinking habits, even when such behavior leads to negative outcomes in their personal health, job performance, or social interactions.

Problematic Gambling

A disorder that involves repeated problematic gambling behavior that causes significant problems or distress.

Gambling Disorder

A behavioral addiction characterized by a persistent and recurrent problematic gambling behavior leading to clinically significant impairment or distress.