Which of the Following Does NOT Reflect One of the Major

question 33

Multiple Choice

Which of the following does NOT reflect one of the major differences between typical cash balance plans and 401 (k) plans? (Comparing Hybrid Plan Features with Defined Benefit Plan and Defined Contribution Plan Features)

• A)As opposed to 401 (k) plans, participation in typical cash balance plan generally depends on the workers contributing part of their compensation to the plan
• B)While in cash balance plans the employer bears the risks of the investments, under 401(k) employees bear the risks
• C)Unlike 401(k) plans, cash balance plans are required to offer employees the ability to receive their benefits as lifetime annuities
• D)Cash balance plans are insured by PBGC, but not 401(k) plans

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Definitions:

Ideological Grounds

The foundation of beliefs or principles that underpins an ideology, often influencing actions and attitudes.

Incarcerate

To confine or imprison someone, typically as a legal punishment for a crime.

Imprisonment

Imprisonment is the state of being confined in jail or prison as a consequence of committing a crime or legal offense.

Mass Incarceration

The substantial and increasing rates of imprisonment, particularly affecting marginalized communities, often critiqued for systemic inequities.