What Are the Four Main Classes of Health Insurance Programs

question 44

Multiple Choice

What are the four main classes of health insurance programs that employers have to choose from to offer its' employees? (Health Protection Programs)

• A)Fee-for-service plans, managed care plans, point-of-service plans, consumer-driven plans
• B)Consumer-driven plans, point-of-service plans, managed care plans, fee-for-service plans, person-focused plans
• C)Fee-for-service plans, person-focused plans, point-of-service plans, point-of-service plans
• D)Point-of-service plans, consumer-driven plans, managed care plans, person-focused plans

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Definitions:

Predictive Validity

When a scale is related to a concrete outcome or behavior.

Discriminant Validity

The extent to which a construct is truly distinct from other constructs by empirical standards, often assessed through its lack of correlation with unrelated constructs.

Convergent Validity

When a scale correlates with other scales measuring the same construct.

Face Validity

When scale items appear, at face value, to measure what they are supposed to measure.