What Is Not a Requirement for the Undue Hardship Standard

question 42

Multiple Choice

What is not a requirement for the undue hardship standard?

• A) the debtor cannot maintain a minimal standard of living for herself and her dependents
• B) the debtor has no marketable skills that would allow him to be employed
• C) this state of affairs is likely to persist for a significant portion of the repayment period
• D) the debtor has made good faith efforts to repay the loan

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Definitions:

Negligence

A failure to behave with the level of care that someone of ordinary prudence would have exercised under the same circumstances, leading to unintended harm to others.

Proximate Cause

The primary reason something occurred in law, determining liability based on the directness of the relationship between an action and a harm.

Duty of Care

A legal obligation which is imposed on an individual requiring adherence to a standard of reasonable care while performing any acts that could foreseeably harm others.

Performance-based Regulation

Regulatory approach where entities are measured and rewarded based on their performance outcomes rather than adherence to prescriptive rules.