In in Re Richie,Richie Had an Income of $22,000

question 57

Multiple Choice

In In re Richie,Richie had an income of $22,000.She lived in Wisconsin where the median income is over $37,000.Right before filing for bankruptcy she received a master's in "outdoor therapeutic recreation administration." Jobs in that field typically had salaries above the median income.Richie was looking for jobs in that field but there were few opportunities in her geographic area.She was also qualified to work many other jobs that would have brought her above the median income but she only wanted to work in that field.When she filed for Chapter 7 bankruptcy the court held that:

• A) she was eligible because she met the means test.
• B) she was eligible because she was unable to find a job in her field of education.
• C) she was not eligible because she was manipulating the means test by looking for a job in a small field in a small area.
• D) she was not eligible because she was too financially well off to obtain immediate discharge without an attempt to repay her creditors

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Definitions:

Adult Child

An adult who maintains behaviors, attitudes, or psychological conditions typically associated with childhood.

Independent Adult Life

The phase of life where an individual is fully self-sufficient and responsible for their own livelihood and decisions.

Cross-Sectional Research

A research design that examines data from a population, or a representative subset, at a specific point in time to identify patterns and relationships.

Longitudinal Research

An observational research method in which data is gathered for the same subjects repeatedly over a period of time, which can extend over years or even decades.