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The banking system creates additional money by making loans equal to total reserves.
The banking system cannot lend up to total reserves because the Fed requires banks to hold some minimum reserves.
Illness
A state of poor health, often associated with disease, infection, or abnormal physical or psychological condition.
Hospitalization
The act of admitting a patient to a hospital for treatment, observation, or other healthcare needs.
Sick Role Behaviors
Actions and behaviors that individuals adopt when they are ill, which can include seeking medical help, taking time off work, and following treatment plans.
African Americans
A racial or ethnic group in the United States characterized by an ancestry from the native populations of Sub-Saharan Africa.
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