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Why do some people not drink beverages with caffeine right before bedtime?
Reserve Requirement
The minimum amount of funds that a bank must hold in reserve against deposit liabilities, set by the central bank.
Excess Reserves
The reserves held by banks over and above the legal or required reserve ratio set by central banking authorities.
New Loans
Recently issued debts or obligations by a lender to a borrower, typically involving a certain amount of money to be paid back with interest.
Balance Sheets
Financial statements that summarize a company's assets, liabilities, and shareholders' equity at a specific point in time.
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