Examlex
Which of the following is an example of an identical product?
Nonconforming Mortgage Loans
Mortgage loans that do not meet standard bank criteria, often used for borrowers with poor credit histories or for properties that are unique.
Subprime Loans
Loans offered to individuals with a poor credit history or a higher risk of defaulting compared to prime borrowers.
Default Risk
The risk that a borrower will not repay a loan according to the agreed terms, leading to potential losses for the lender.
Glass-Steagall Act
An act of Congress in 1933 that separated investment banking from retail banking to reduce financial speculative bubbles and prevent bank failures.
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