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Statement I: The regulatory pendulum in the savings and loan industry has begun to swing toward more regulation since the savings and loan debacle.
Statement II: Most financial intermediaries are commercial banks.
Race/Ethnicity
Social categories that classify individuals based on physical characteristics, ancestry, historical affiliation, and cultural aspects, often influencing their social identity and experiences.
Depression
A common and serious mood disorder causing persistent feelings of sadness and loss of interest, affecting one's thoughts, behavior, feelings, and sense of well-being.
Gender Roles
Social and behavioral norms that are considered appropriate for individuals based on their perceived sex.
Biological Sex
A classification, typically as male or female, based on the internal and external reproductive organs, chromosomes, and hormones.
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