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-Saving is negative below a disposable income of
Developer
A professional who creates and maintains software or applications, skilled in programming languages and software development methodologies.
Open Systems
Computing products that work together by using the same operating system with compatible software on all the computers that interact in an organization.
Computing Products
Electronic devices and software used for processing, storing, and communicating information.
Concept
An abstract idea or general notion representing something, often forming the basis for developing theories or models.
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