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_______________ has one of the highest response rates of any direct marketing channel.
Surprise Audits
Unscheduled audits not known in advance by the entity being audited, used to ensure accuracy and compliance with financial policies and regulations.
Designated Personnel
Specific employees or staff members who have been assigned a particular task, responsibility, or position within an organization.
Electronic Funds Transfers
Electronic Funds Transfers involve the digital exchange or transfer of money from one account to another either within the same institution or across different institutions.
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